No insurance? no problem.

Finances are the #1 reason people avoid going to the dentist. Although we accept most dental insurances, many people need much more work than insurance is willing to cover. We have multiple ways to make treatment affordable for our patients.


These qualified lenders allow you to make low payments for your treatment comfortably over time, in a way the fits your budget



In-Office Membership Plan Benefits:

If asked, most people would agree that decisions about dentistry are best made between the patient and their dentist, without a third-party company’s involvement.

The RFD Elite Membership Plan is different! It has been designed to provide you and your family with affordable preventive dental coverage which your dentist owns and administers.

Not only does the plan provide excellent coverage on preventive dentistry, the plan offers excellent coverage on basic and major dental procedures like crowns, bridges, veneers, and implants.

Since your plan is not administered by a third party insurance company, all the decisions regarding your dental treatment are decided by you and your dentist – Dr. Stephen Raines. No more claim forms, approvals, deductibles, maximum allowances, or waiting periods.

Our RFD Elite Membership works similar to many dental plans on the market. You pay a monthly membership fee for benefit coverage on your dental expenses. The plan is designed to cover preventive services such as cleanings and oral exams. This provides coverage that can be budgeted at an affordable monthly expense while receiving good discounts for your higher cost dental service.

Raines Family Dental administers the plan and works with you, the patient, directly to make all dental service decisions. There is no need to contact a 3rd party company for information. All questions regarding plan coverage, verifying discounts, changing coverage types, or any other questions should be directed to us here at the Dr. Raines’ office.

All dental services covered by our plan are designed to be done at the office of Raines Family Dental.   Dr. Raines may refer a patient to a specialist who performs other services that the patient may need, which is not covered by the plan.

Want to know your next steps?